Comments on: Insurance discrimination against your dog

By: ghostwriter

ghostwriter — Fri, 29 Aug 2008 16:05:23 +0000

We just bought our first home a month ago and I brought home an AmStaff puppy without really thinking about what the insurance company might think.
I don’t know what to do now.. the question is.. will anyone really ask again? If my dog ever did bite someone I’d be in trouble anyways wouldn’t I?

By: Bev

Bev — Mon, 11 Jun 2007 13:17:20 +0000

It’s the same story here in the UK. More and more insurers are starting discriminate against certain breeds, either refusing cover altogether or imposing exclusions and ratings for supposed higher risk breeds.

By: cat and dog owner

cat and dog owner — Tue, 05 Jun 2007 05:56:02 +0000

I had absolutely no idea insurance companies discriminated against different breeds of dogs for home owners insurance. That’s the most ridiculous thing I’ve ever heard of, a dog is a dog. We’ve never had an insurance company ask what type of animals we have, but if they did I’d tell them it’s none of their business.

By: Swan

Swan — Mon, 04 Jun 2007 15:01:23 +0000

Hey everyone! I have good news! My dogs, a female AmStaff and male AmStaff mix, didn’t bite anyone today! Or yesterday! Or EVER! However, they did smother me in kisses at 5am.

Why don’t we ever see this on the 6 o’clock news?

My very good, very patient insurance agent remains blissfully unaware of the exact breeds of my “mixed breeds”.

By: The OTHER Pat

The OTHER Pat — Sat, 02 Jun 2007 22:51:39 +0000

Excuse me?

By: Diane

Diane — Sat, 02 Jun 2007 22:45:39 +0000

To The OTHER Pat…

BARF, and I don’t mean the diet.

By: Lance

Lance — Sat, 02 Jun 2007 22:15:21 +0000

A few years ago my Mother switched insurance companies for the first time in 30 years and suggested I do the same or at least get a quote. I liked the one I had because they see my Honda CRX (great dog car BTW) as an economy car not a sportscar like most do because it is a two seater. I called her agent and he was friendly asking all the necessary questions. Then he got real friendly and asked if I liked dogs, he did and wondered if I did. I said sure, he asked what kind of dogs I had, I told him I had two mature mixes. Calla is a 12.5yr old Chow/Ret mix, at that point he said that he could not offer me insurance. I was so surprised I nearly had a fit, and said fine, you lose, but also had to tell him that Calla was like a living cartoon character she was so sweet and I had not gotten to Winston, my Malamute/Shep mix, he said that the next year he would have caused the same trigger because of the Malamute. I have never forgotten this and remain with my insurance company of 25+ years. However…..I called my agent and mentioned the situation to which he said to just not mention anything specific to him and he would not ask as his company had rules come down as well.

By: The OTHER Pat

The OTHER Pat — Sat, 02 Jun 2007 18:59:17 +0000

http://dogpolitics.typepad.com.....s_a_k.html

By: Diane

Diane — Sat, 02 Jun 2007 16:17:01 +0000

This time last year my partner had put up a website to help save an innocent Pittie from the Solano County shelter’s death row. After some months of a hard-fought grassroots effort and considerable legal costs, we finally won the court battle to secure this dog’s freedom — only to be faced with the difficulty of finding someone who would rent to a guardian with a Pit Bull and an insurance company which would provide the $100,000 liability insurance required by the court action. It was a daunting task, as it has become increasingly difficult in California for guardians of “dangerous” dog breeds to find landlords willing to rent to them and, as this blog discusses, to find an insurance company willing to provide either renters’ or homeowners’ insurance.

This pittie’s guardian did finally find a terrific insurance agent who went above and beyond working with this guardian to provide relatively affordable insurance. He even prepared special documents of verificationa nd support specifically for the court, the prospective landlord and the county animal control agency (who were real b**tards to deal with). So if anyone in CA is in need of an insurer who does not discriminate against specific dog breeds, you might want to give this guy a call.

Brian Jensen, Farmer’s Insurance
website: http://www.farmersagent.com/bjensen/

By: Deanna

Deanna — Sat, 02 Jun 2007 13:25:44 +0000

Here’s the link to the dog mauling story that caused public outrage and spear headed the new bill:
http://abclocal.go.com/wpvi/st.....id=3671965